Investment Property ROI · 10-Year Miami Projection

The property

Purchase price$500,000

$200K$3M

Down payment25%

20%50%

Investor mortgages require 20%+

Mortgage rate7.25%

5%10%

Rent & expenses

Expected rent / mo$3,400

$1.5K$15K

HOA / mo$500

$0$2,500

Property mgmt %8%

0%15%

Set 0% if you self-manage

Vacancy %5%

0%20%

Growth

Appreciation

Rent growth

Cap rate (Y1)

4.8%

Cash-on-cash (Y1)

3.2%

Annualized ROI

11.4%

Initial cash

$140K

Total return after 10 years

$420,000

Property value: $740K · Cumulative cashflow: $32K

Returns over 10 years

If sold at end of year

Equity if sold Cumulative cashflow

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Stress test

What if the market turns?

Three scenarios computed from your inputs — see how robust your investment is when rates rise, vacancy climbs, or appreciation slows.

Conservative

Rate +1% · Vacancy 10% · Apprec 2%

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Annualized ROI · 10 years

Total return—

Year-1 cashflow—

Your scenario

Current inputs

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Annualized ROI · 10 years

Total return—

Year-1 cashflow—

Bullish

Rate −1% · Vacancy 3% · Apprec 6%

—

Annualized ROI · 10 years

Total return—

Year-1 cashflow—

Year by year

Detailed breakdown.

All numbers in USD

Yr	Rent / mo	NOI	Cashflow	Cum. cashflow	Equity	If-sold ROI

The full picture before you buy.

The property

Rent & expenses

Growth

Returns over 10 years

What if the market turns?

Detailed breakdown.

All free. Florida-specific math, instant results.

Mortgage

Affordability

Rent vs Buy

Ready-to-Buy Quiz