๐Ÿ  Home ๐Ÿ™ Listings
Tools
๐Ÿฆ Mortgage ๐Ÿ’ฐ Affordability โš–๏ธ Rent vs Buy ๐Ÿ“ˆ Investment โœจ Quiz WhatsApp
Investment ROI ยท 10 years

The full picture before you buy.

Cashflow, appreciation, equity, cap rate and cash-on-cash โ€” modeled year by year for 10 years of Miami real estate.

The property

Purchase price$500,000
$200K$3M
Down payment25%
20%50%
Investor mortgages require 20%+
Mortgage rate7.25%
5%10%

Rent & expenses

Expected rent / mo$3,400
$1.5K$15K
HOA / mo$500
$0$2,500
Property mgmt %8%
0%15%
Set 0% if you self-manage
Vacancy %5%
0%20%

Growth

Cap rate (Y1)
4.8%
Cash-on-cash (Y1)
3.2%
Annualized ROI
11.4%
Initial cash
$140K
Total return after 10 years
$420,000
Property value: $740K ยท Cumulative cashflow: $32K

Returns over 10 years

If sold at end of year
Equity if sold Cumulative cashflow
Stress test

What if the market turns?

Three scenarios computed from your inputs โ€” see how robust your investment is when rates rise, vacancy climbs, or appreciation slows.

Conservative
Rate +1% ยท Vacancy 10% ยท Apprec 2%
โ€”
Annualized ROI ยท 10 years
Total returnโ€”
Year-1 cashflowโ€”
Your scenario
Current inputs
โ€”
Annualized ROI ยท 10 years
Total returnโ€”
Year-1 cashflowโ€”
Bullish
Rate โˆ’1% ยท Vacancy 3% ยท Apprec 6%
โ€”
Annualized ROI ยท 10 years
Total returnโ€”
Year-1 cashflowโ€”
Year by year

Detailed breakdown.

All numbers in USD
YrRent / moNOICashflowCum. cashflowEquityIf-sold ROI
Other tools

All free. Florida-specific math, instant results.